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States could, in theory, try to keep Mr. Trump off the ballot by passing legislation requiring a clean criminal record, but this would be on legally shaky ground. The California Supreme Court also unanimously blocked it as a violation of the state constitution, and the case never reached the U.S. Supreme Court. And the 14th Amendment is separate from criminal cases, meaning convictions would not disqualify Mr. Trump either. Now that Mr. Trump has secured a majority of delegates to the Republican convention, the party has no mechanism to nominate somebody else. Mr. Trump is registered to vote in Florida, and he would be disenfranchised there if convicted of a felony.

Persons: Donald J, Trump, Eugene V, Debs, Jessica Levinson, “, —, Anthony Michael Kreis, that’s, ”, Richard L, Kreis, — Ron DeSantis, Chris Taylor, Erwin Chemerinsky, “ It’s, Levinson, Biden, Mr, Chemerinsky, Nixon, Justice Department —, Trump Justice Department —, Jones, Bill Clinton, Charlie Savage Organizations: Republican, Democratic, Loyola Law School, California Supreme, U.S, Supreme, Colorado Supreme, Mr, Georgia State University, University of California, Florida, Offender, New, Justice Department, Trump Justice Department Locations: United States, New York, Georgia, California, Colorado, Los Angeles, Florida, Berkeley, Clinton

☆ Cloud software buyers are getting frugal, leading to slower growth at former highfliers
▼ + stars: | 2024-03-19 | by ( Jordan Novet | ) www.cnbc.com time to read: +3 min

In 2020, as data analytics software vendor Snowflake was hitting the public market, one of the key stats it was touting to investors was net revenue retention. Snowflake's NRR at the time was 158%, meaning its existing customer base from a year earlier had increased its total spend by 58%. "More pressure on churn (as companies look to reduce point solutions in favor of platforms) and more difficult upsells have pushed net retention down," Ball added. Twilio , which sells cloud-based communications software, reported NRR of 102% in February, with just 5% year-over-year revenue growth. Almost all of Twilio's revenue comes from its division that contains technology for sending text messages and emails.

Persons: Snowflake, Chris Taylor, NRR, Wall, Snowflake's NRR, Aidan Viggiano, Mike Scarpelli, Sridhar Ramaswamy, Frank Slootman Organizations: New York Stock Exchange, NYSE, Nasdaq, Representatives Locations: Snowflake, U.S, Twilio

☆ What Walmart’s new focus on employee stock could mean for the wealth of the average American household
▼ + stars: | 2024-02-03 | by ( Cheryl Winokur Munk | ) www.cnbc.com time to read: +9 min

Walmart is offering its store managers stock grants, which based on a manager's store format, can range between $10,000 and $20,000. It's not only managers that Walmart wants to encourage to buy into stock ownership. 1 employer, Walmart's decisions are likely to have significant ripple effects and could even lead to broader equity ownership among rank-and-file employees. Already companies such as Ingersoll Rand and Harley-Davidson have taken steps to broaden stock ownership to employees. "Stock ownership is a pillar of worker financial wellness."

Persons: John David Rainey, Chris Taylor, It's, John Furner, Doug McMillon, Biden, Marc Roloson, Aalap Shah, Pearl Meyer, Shah, Brian J, Albert H, Gordon, Stacey Kole, Ed Rataj, Michael Kestenbaum, Gallagher, Peter Follows, Kole, Ingersoll Rand, Davidson, Martin Whitman, Whitman, Pete Stavros's, Walmart's, Harvard's, WTW's Roloson Organizations: New York Stock Exchange, Walmart, International, NYSE, LinkedIn, Companies, Business Administration, Harvard Business School, The University of Chicago Booth School of Business, CBIZ, Carpedia, Harley, Just Locations: U.S

☆ The price of love: Three important money tips for caregivers
▼ + stars: | 2023-11-21 | by ( Chris Taylor | ) www.reuters.com time to read: +5 min

For three years, Miura chipped in time, money and care, taking her grandmother to the emergency room so often that she got to know all the hospital security guards by name. "It was very stressful," said Miura, now 28, who helps others in this situation at her advisory Spark Financials. "What stands out for me is the number of people who are not only caregivers, but financial caregivers too," said Surya Kolluri, who heads the TIAA Institute. No wonder caregivers' financial lives are impacted: On average they have fewer assets and higher debt than non-caregivers, the report found. Remember that others could likely contribute money or time or both as well, including siblings, children, friends, cousins and in-laws.

Persons: Michaela Rehle, Danielle Miura, Neda, Miura, Surya Kolluri, Mary Naylor, Penn, –, Chris Taylor, Lauren Young, Richard Chang Organizations: REUTERS, TIAA Institute, University of Pennsylvania School of Nursing, NewCourtland, Transitions, U.S . Department of Health, Human Services, Alliance, National Alliance for Caregiving, Thomson Locations: Planegg, Munich, GERMANY, Ripon , California

☆ High risk, High reward: Life Lessons with Lindsey Vonn
▼ + stars: | 2023-11-15 | by ( Chris Taylor | ) www.reuters.com time to read: +4 min

[1/2] Olympic gold medalist skier Lindsey Vonn speaks during an interview with Reuters in New York City, New York, U.S., May 17, 2022. After doing that for years – and being the best in the world at it – nothing much fazes Lindsey Vonn. For the latest in Reuters' "Life Lessons" series, she talked with us about how to attack your career with speed, skill and courage. One thing he made sure I understood was that ski racing didn't make any money. Q: Was it difficult to plan a financial life, when you are only paid when you win?

Persons: Lindsey Vonn, Chris Taylor, Lauren Young, Richard Chang Organizations: Reuters, REUTERS, Angel City FC, SAG, Salt Lake, Saks Fifth, Thomson Locations: New York City , New York, U.S, Salt, –

☆ Three tips to maximize benefits during open enrollment
▼ + stars: | 2023-11-08 | by ( Chris Taylor | ) www.reuters.com time to read: +4 min

More than two out of three employees (67%) spend less than 30 minutes reviewing benefits options during open enrollment season, while almost half spend less than 20 minutes, a new Voya Financial survey shows. To get enrollment over with quickly, more than 90% of employees click the same options as last year, a new report by insurer Aflac shows. Compound that figure from enrollment every November, and you can see how your options can create a solid financial future or a shaky one. "Open enrollment isn't just a formality. After all, things might have changed since the previous open enrollment.

Persons: Eric Thayer, Sean Lovison, Jack Heintzelman, Spenser Liszt, Liszt, Nate Black, Black, it's, Chris Taylor, Lauren Young, Richard Chang Organizations: Macy's, of Labor Statistics, Employers, Employees, Thomson Locations: New York, Moorestown , New Jersey, Needham Heights , Massachusetts, Dallas

☆ Five tips for Gen Xers feeling squeezed by student debt
▼ + stars: | 2023-11-02 | by ( Chris Taylor | ) www.reuters.com time to read: +5 min

That means many competing financial responsibilities, familiar to the Sandwich Generation: student debt, retirement saving, raising kids and sending them to college, and caring for elderly parents. Something has to give – which is why Gen Xers still dealing with student debt often sacrifice saving for retirement. “For those Gen X with student debt, the average amount of retirement savings is consistently lower. “These student debt repayments can last for 30 years,” says Evan Potash, a wealth management advisor with TIAA. In particular, starting in 2024, participating employers will be able to match your student loan repayments with contributions to your 401(k).

Persons: Joe Biden's, Debbie Irk, Irk, “ I’m, ”, Xer, Xers, Gen Xers, Tyler Bond, NIRS, Joe Biden’s, Evan, TIAA, “, NIRS ’ Bond, I’ve, Chris Taylor, Lauren Young, Jonathan Oatis Organizations: Baby, University of Phoenix, National Institute on Retirement Security, Sandwich, Supreme, Thomson Locations: Washington , U.S, South Bend , Indiana

The D-backs return to the NL Championship Series for the first time since 2007, where they'll face either the Phillies or Braves. 4: Moreno sliced a 2-1 fastball down the line to the opposite field that right field umpire Gabe Morales called fair. ROOF OPENIt was the first playoff game at Chase Field since 2017 and the stadium's retractable roof was open. UP NEXTArizona plays Game 1 of the NL Championship Series at Atlanta or Philadelphia on Monday. The defending NL champion Phillies hold a 2-1 lead in that best-of-five series, with Game 4 on Thursday night in Philadelphia.

Persons: —, righty Lance Lynn, Geraldo Perdomo, Ketel Marte, Christian Walker, Gabriel Moreno, wouldn't, Chris Taylor, Kiké, armer Ryan Thompson, Andrew Saalfrank, Austin Barnes, Will Smith, Paul Sewald, Hernandez flied, Lynn, Perdomo, Marte, Walker, Moreno, Gabe Morales, Todd Tichenor, Lynn’s, Dave Roberts, Brandon Pfaadt, — Mookie Betts, Freddie Freeman — couldn't, Kevin Ginkel, Betts, Freeman, Roberts, Smith, J.D, Martinez, Hernández, James Outman, Mike Hazen, Nicole Hazen, Hazen’s, Charlie, John, Teddy, glioblastoma, ___ Organizations: PHOENIX, Arizona Diamondbacks, NL, Los Angeles Dodgers, Phillies, Braves, Arizona, Brewers, Dodgers, Diamondbacks, brawn, West, Chase, Atlanta, DODGERS, Chase Field Locations: Arizona, Philadelphia

Lourdes Gurriel Jr. and the Diamondbacks made quick work of another Dodgers starter, beating Los Angeles 4-2 on Monday night behind Zac Gallen for a 2-0 lead in their NLDS. Gurriel laced an RBI single to cap a three-run first, and the Diamondbacks chased rookie starter Bobby Miller in the second. The Dodgers have lost five straight postseason games dating to Game 2 of last year’s NLDS against San Diego. Freddie!,” Freeman took a called third strike to end the inning. The rookie leadoff hitter is batting .500 with two homers and four RBIs in four postseason games.

Persons: —, Lourdes Gurriel Jr, Zac Gallen, Paul Sewald, “, haven’t, We’re, Torey Lovullo, They'll, Dave Roberts, “ We’ve, ” Gallen, Bobby Miller, ” Gurriel, Sewald, Gallen, Christian Walker, Gabriel Moreno, Gurriel's, Kershaw, Miller, Roberts, ” Miller, They’ve, ” Kershaw, Mookie Betts, Freddie Freeman, Betts, Freddie, Corbin Carroll, Ketel Marte, Tommy Pham, James Outman, Carroll, Outman, Cy Young, yanked, Pham, Will Smith, Mark Prior, J.D, Martinez, ” Freeman, Max Muncy, Andrew Saalfrank, Chris Taylor, Kiké Hernández, Marte, Muncy, Kolten Wong, armer Ryan Thompson, Thompson, Freeman, Smith, Brandon Pfaadt, Lance Lynn, ___ Organizations: ANGELES, Arizona Diamondbacks, Milwaukee, NL, Los Angeles Dodgers, Diamondbacks, Dodgers, Los Angeles, National League, NL West, Phoenix, ESPN, San, Gallen, Arizona, Colorado, NEXT Diamondbacks, The Dodgers Locations: Milwaukee, Arizona, Gurriel, San Diego, Los Angeles, Martinez

☆ This Card Earns Me Free Hotel Rooms—No Matter Where I Travel
▼ + stars: | 2023-10-04 | by ( Chris Taylor | ) www.wsj.com time to read: +4 min

My son is off at UMass Amherst for his freshman year—and that has meant three hotel stays already. To my rescue came the Marriott Bonvoy Boundless Credit Card, offered through Chase. (Currently, instead of a points bonus, Marriott and Chase are offering three free nights after you spend $3,000 on eligible purchases within the first three months from account opening.) Other Marriott credit cards can be appropriate for different circumstances. For instance, those who prefer no annual fee can opt for the Marriott Bonvoy Bold card, also from Chase, which offers an also generous 14x points on purchases spent at Marriott Bonvoy but no free night award.

Persons: Chris Taylor I’ve, Chase, you’ve, That’s Organizations: UMass Amherst, Marriott, Chase, Marine Corps, Washington , D.C, Sheraton, Ws Locations: Washington ,

☆ Unretirement: The lure to return to work
▼ + stars: | 2023-09-27 | by ( Chris Taylor | ) www.reuters.com time to read: +4 min

REUTERS/Mike Segar/File Photo Acquire Licensing RightsNEW YORK, Sept 27 (Reuters) - When Marc Matsil retired to Connecticut's bucolic northwest hills two years ago, fly fishing and hiking filled his days. "Things have opened back up – and some people have realized that not only do they like the financial benefits of working, but the mental stimulation and social benefits as well." If you are nearing retirement, or retired and thinking about working again, here are some important things to consider. FIGURE OUT A SOCIAL SECURITY STRATEGYSome people take Social Security benefits as soon as possible to stay afloat. But if working longer enables you to delay those checks, the financial benefits are significant.

Persons: General Grant, Mike Segar, Marc Matsil, Rowe Price, Judith Ward, Ward, It's, Matsil, Walt Whitman, T.S, Eliot, Octavio Paz, Chris Taylor, Lauren Young, Richard Chang Organizations: General, Memorial, REUTERS, Natural Resources Group, New York City's Department of Parks and, Social, Thomson Locations: Manhattan, New York City, U.S

☆ MLB roundup: Lowly Royals finish 3-game sweep of Astros
▼ + stars: | 2023-09-25 | by ( ) www.reuters.com time to read: +12 min

Padres right-hander Michael Wacha (13-4) gave up two runs on six hits and a walk with six strikeouts in seven innings. The Diamondbacks won for the sixth time in seven games and remained a half-game ahead of the Chicago Cubs for the National League's second wild-card spot. The Yankees were officially eliminated from the AL playoff race with seven games remaining. He issued two walks and allowed seven hits. He allowed four runs on seven hits and a walk with four strikeouts.

Persons: Nelson Velazquez, Troy, Hunter Brown, Brown, Alex Marsh, Seven Cruz, Marsh, James McArthur, George Springer's, Vladimir Guerrero Jr, Bo Bichette, Trevor Richards, Isaac Paredes, Harold Ramirez, Kyle Gibson, Gibson, Danny Coulombe, Jon Berti, Josh Bell, Miami bashed, Bryan De La Cruz, Jazz Chisholm, William Contreras, Carlos Santana, Tyrone Taylor, Marcus Semien, Adolis Garcia, Leody Taveras, Mitch Garver, Nick Castellanos, Realmuto, Castellanos, Bryce Harper, Cristopher Sanchez, Juan Soto, Louis, Michael Wacha, Drew Rom, Mike Clevinger, Elvis Andrus, Wilyer Abreu, Adam Duvall, TJ Friedl, Christian Encarnacion, Strand, Jack Suwinski, Jason Delay, Quinn Priester, Zac Gallen, Spencer Strider, Ryan Jeffers, Jorge Polanco, Max Kepler, Matt Wallner, Trevor Larnach, Kepler, Joe Ryan, Brandon Drury, Zach Neto, Randal Grichuk, Eduardo Rodriguez, Spencer Torkelson, Miguel Cabrera's, Cabrera, Rodriguez, Jason Foley, Alex Lange, JP, Shea Langeliers, Patrick Wisdom, Seiya Suzuki, Ty Blach, Yan Gomes, Wisdom, Blach, Jacob Young, Jackson Rutledge, Rutledge, Young, Jake Alu, Joey Meneses, Allan Winans, Sean Murphy, Kevin Pillar, Forrest Wall, Chris Taylor, Amed Rosario, Taylor, Camilo Doval Organizations: Kansas City Royals, Houston Astros, Royals, Astros, American League West, Houston, Blue Jays, Rays, Tampa, Orioles, Baltimore, American League, Cleveland, Tampa Bay Rays, AL East, Marlins, Brewers, Miami, Milwaukee, Chicago Cubs, National League . Miami, Chicago, Colorado Rockies, Central, Rangers, Mariners, Texas, The Rangers, Seattle, The Mariners, Kansas City, Phillies, Mets, Philadelphia, League, New York, Miami Marlins, NL, Padres, Cardinals, San, White Sox, Red Sox, Boston, Yankees, Reds, Pirates, Cincinnati, Pittsburgh, Diamondbacks, Arizona, Gallen, Atlanta Braves, National, AL, Twins, Angels . Tigers, Athletics, Detroit, Oakland, Tigers, JP Sears, Cubs, Rockies, Nationals, Braves, Washington, Atlanta, Nationals Park, Dodgers, Giants, National League, Thomson Locations: Houston , Texas, USA, Troy Taormina, St . Petersburg, Fla, Seattle, Arlington , Texas . Texas, Semien, Texas, Houston, San Diego, Pittsburgh, New, Arizona, Minnesota, Los Angeles, Minneapolis, Oakland, Colorado, San Francisco

SEATTLE (AP) — The Los Angeles Dodgers clinched the NL West title for the 10th time in 11 seasons with a 6-2 win in 11 innings over the Seattle Mariners on Saturday night. Evan Phillips (2-4) pitched the 10th inning and Joe Kelly got the final three outs. There was debate before the season if San Diego might be ready to take over the NL West from the Dodgers after its heavy offseason spending. After nine scoreless innings of terrific pitching on both sides, each team got a key at-bat from a pinch-hitter in the 10th. KERSHAW RETURNSClayton Kershaw pitched four innings in his return to the mound for the Dodgers following an extended rest between starts.

Persons: Max Muncy’s, Gabe Speier, Mookie Betts, Chris Taylor, Kike Hernández, Isaiah Campbell, Evan Phillips, Joe Kelly, Dave Roberts, Kolten, Mike Ford, Josh Rojas, Crawford, Julio Rodríguez, KERSHAW, Clayton Kershaw, Kershaw, Emmet Sheehan, Sheehan, Ty France, Bryce Miller, Jason Heyward, Rodríguez, Betts, Heyward, Gavin Stone, Logan Gilbert, Gilbert, ___ Organizations: SEATTLE, Los Angeles Dodgers, NL, Seattle Mariners, Dodgers, Dodger, Seattle, ” Dodgers, Mariners, AL West, Houston, Rangers, SEATTLE’S, NEXT Dodgers, Angels Locations: San Diego, Angeles, Both Texas, Los Angeles

☆ Frugal but fun: 'Simpsons' and podcast star Yeardley Smith on wealth
▼ + stars: | 2023-09-14 | by ( Chris Taylor | ) www.reuters.com time to read: +4 min

[1/2] Actor Yeardley Smith arrives at the Human Rights Campaign (HRC) dinner in Los Angeles, California, U.S., March 30, 2019. Smith has a fascinating sideline: co-host of the true-crime podcast "Small Town Dicks" which is about to launch its 13th season on Sept. 22. A: We were not well off, but my mother was really good with money. Like I have a friend whose son is really good at computers, and she was paying for him to take extra classes. I invest in things I love, things that move me, things that I believe will make the world a better place.

Persons: Yeardley Smith, Kyle Grillot, Lisa Simpson, Smith, Tom Stoppard, Jeremy Irons, Glenn Close, Christine Baranski, Cynthia Nixon, Yeardley, Lauren Young, Richard Chang Organizations: Human Rights, REUTERS, Apple, Reuters, Broadway, Saks, Thomson Locations: Los Angeles , California, U.S, New York City, Italy, Florence

☆ Padres escape five-run hole to beat Dodgers
▼ + stars: | 2023-09-12 | by ( Field Level Media | ) www.reuters.com time to read: +3 min

Mookie Betts homered and drove in four runs and Max Muncy added a long ball for the Dodgers (87-56), who led 7-2 after three innings. Dodgers rookie right-hander Gavin Stone struggled while replacing Clayton Kershaw in the rotation, giving up seven runs on nine hits over 5 1/3 innings. Padres starter Pedro Avila gave up seven runs on six hits and three walks in 2 2/3 innings. The Padres tied it 7-7 by getting two runs in the fourth and three more in the sixth. Martinez had an RBI single off Josh Hader in the ninth inning for the Dodgers, who managed to load the bases down by three.

Persons: Mookie Betts, Dino Ebel, Kirby Lee, Juan Soto, Manny Machado, Xander Bogaerts, Max Muncy, Gavin Stone, Clayton Kershaw, Kershaw, Pedro Avila, Robert Suarez, Soto, Betts, Miguel Rojas, Seong Kim, Chris Taylor, Machado's, Matthew Batten's, Caleb Ferguson, Evan Phillips, Trent Grisham, Taylor, James Outman, Fernando Tatis Jr, Phillips, J.D, Martinez, Josh Hader Organizations: Los Angeles Dodgers, San Diego Padres, Dodger, USA, Padres, Dodgers, Thomson Locations: Los Angeles , California, USA, Diego, Los Angeles

LOS ANGELES (AP) — Juan Soto hit a tiebreaking three-run homer in the ninth inning, and the San Diego Padres rallied from an early five-run deficit for an 11-8 victory over the Los Angeles Dodgers on Monday night. Manny Machado homered twice for the Padres, who beat their playoff-bound rivals for only the third time in 11 meetings this season. The victory was a rare moment of satisfaction for the underachieving Padres, who eliminated the Dodgers from last year's playoffs before regressing this season. Max Muncy also hit his 35th homer, but Los Angeles’ patchwork pitching staff squandered a 7-2 lead. Dodgers: RHP Wander Suero went on the 15-day injured list with lower back tightness, clearing a roster spot for Stone.

Persons: — Juan Soto, Manny Machado, Josh Hader, Chris Taylor, I've, Bob Melvin, “, ”, Machado, Soto's, Xander Bogaerts, ” Machado, ” Mookie Betts, burnishing, Max Muncy, Hader, J.D, Martinez, Kiké Hernandez, Taylor, Robert Suárez, Trent Grisham, James Outman, Outman, Dave Roberts, Roberts, ” Roberts, It's, ” Fernando Tatis Jr, Evan Phillips, Soto, ” Soto, We're, Gavin Stone, Julio Urías, Tony Gonsolin's Tommy John, Stone, ” Pedro Avila, Betts, Brady Anderson, Alfonso Soriano, George Springer, Soriano, Tim Hill, Nick Hernandez, Hill, . Machado, Wander Suero, Lance Lynn, Michael Wacha, ___ Organizations: ANGELES, San Diego Padres, Los Angeles Dodgers, Padres, underachieving Padres, Dodgers, ” Padres, The Dodgers, Diego's, Los, Washington, Stone, Miami Locations: Diego, Angeles, Los Angeles

☆ Dodgers endure long rain delay to earn win over Nats
▼ + stars: | 2023-09-09 | by ( Field Level Media | ) www.reuters.com time to read: +2 min

[1/8] Sep 8, 2023; Washington, District of Columbia, USA; Los Angeles Dodgers shortstop Amed Rosario (31) tosses the ball to first base during the first inning against the Washington Nationals at Nationals Park. Martinez, Max Muncy and Enrique Hernandez homered for the Dodgers (86-54), who have won consecutive games for the first time this month. MacKenzie Gore lasted four innings as Washington's starter, giving up four runs on six hits while yielding three home runs. There was a 94-minute rain delay in the top of the seventh inning in a game that already had been slow-moving in stretches. The Dodgers began the scoring with Martinez's two-run home run in the first inning, his 26th long ball of the season.

Persons: Amed Rosario, Reggie Hildred, Chris Taylor, . Martinez, Max Muncy, Enrique Hernandez, Freddie Freeman, Hernandez, Keibert Ruiz, CJ Abrams, Alex Vesia, Emmet Sheehan, Evan Phillips, MacKenzie Gore, Robert Garcia, Martinez's, Muncy socked, Abrams Organizations: District of Columbia, Los Angeles Dodgers, Washington Nationals, Nationals, Dodgers, Muncy, Washington, Thomson Locations: Washington, District, USA, Angeles, Los Angeles

☆ At what age should kids become financially independent?
▼ + stars: | 2023-08-29 | by ( Chris Taylor | ) www.reuters.com time to read: +5 min

REUTERS/Dado Ruvic/Illustration/File Photo/File Photo Acquire Licensing RightsNEW YORK, Aug 29 (Reuters) - At what age should American kids become financially independent? In almost every category, Baby Boomers expect people to become financially independent a year or two earlier compared to what Gen Z has to say. With health insurance, for instance, adult kids can typically stay on parent plans until the age of 26. BE STRATEGIC ABOUT FINANCIAL ASSISTANCEThe reality is the parents do indeed help adult kids out financially: 68% of them have made such a sacrifice, according to Bankrate. For instance, if such help has erased your own emergency fund, or depleted your retirement accounts, that is not going to help anybody – and, in fact, will boomerang on those kids later if you become dependent on them.

Persons: Dado Ruvic, ”, Ted Rossman, Amy McGahan, –, Lauren Young, Diane Craft Organizations: REUTERS, Boomers, Pew Research Center, Thomson Locations: Cleveland

☆ The Golden Girls approach: Buying homes together amid high prices
▼ + stars: | 2023-08-17 | by ( Chris Taylor | ) www.reuters.com time to read: +5 min

Combined, those two factors can make it very challenging to break into the housing market. Currently, it represents about 3% of the housing market, although that rises to 5% among first-time buyers, according to NAR. Imagining a 20% down payment, for instance, may cause potential buyers to throw up their hands in despair. So there is wiggle room, and you might be more equipped to buy on your own than you think.”Nonetheless, the harsh realities of the housing market may dictate more co-buying in future. With high prices and high interest rates, some potential buyers may not have much of a choice – and this relative rarity in the real estate world may soon become more common.

Persons: Dorothy, Blanche, Rose, Sophia, “, I’m, ”, Jacob Channel, Gus Gibbs, Gibbs, Jessica Lautz, Howard Pressman, Lauren Young, Aurora Ellis Organizations: LendingTree, National Association of Realtors, Federal Reserve, NAR, “, Housing Administration, Thomson Locations: Boise , Idaho, Vienna , Virginia

☆ MLB roundup: Cubs earn walk-off win over White Sox
▼ + stars: | 2023-08-17 | by ( ) www.reuters.com time to read: +10 min

The Cubs managed just three hits over seven innings and struck out seven times against White Sox starter Mike Clevinger. Rangers starter Jon Gray (8-6) gave up six hits and one run in seven innings. Nationals 6, Red Sox 2Keibert Ruiz broke a tie with a three-run homer in the eighth inning as Washington beat visiting Boston. Mariners starter Luis Castillo (9-7) surrendered four runs on nine hits in seven innings. Padres starter Blake Snell (10-8) gave up two runs on three hits and two walks with five strikeouts in six innings.

Persons: Christopher Morel, Kamil Krzaczynski, Mike Clevinger, Nick Madrigal, Aaron Bummer, Gregory Santos, Cody Bellinger, Dansby Swanson, Morel, Drew Smyly, Gavin Sheets, Reid Detmers, Marcus Semien's, Detmers, Shohei Ohtani, Matt Thaiss, Jon Gray, Christian Walker, Kyle Lewis, Corbin Carroll, Walker, Tommy Pham, Tyler Kinley, Kyle Nelson, Paul Sewald, Ryan McMahon, Nolan Jones, Ezequiel Tovar, Clayton Kershaw, Miguel Rojas, Chris Taylor, Mookie Betts, Freddie Freeman, Will Smith, Betts, Kershaw, Mark Canha, Wade Miley, DJ Stewart, Francisco Lindor's, Pete Alonso, Tylor, Bryan Reynolds, Alika Williams, Johan Oviedo, Spencer Torkelson, Riley Greene, Tyler Holton, Jorge Polanco, Max Kepler, Edouard Julien, Royce Lewis, Aaron Civale, Luke Raley, Josh Lowe, Brandon Lowe, Ross Stripling, Ryan Walker, Keibert Ruiz, Stone Garrett, Jose A, Ferrer, Boston's Pablo Reyes, Jordan Weems, Garrett Whitlock, Charlie Morton, Morton, Randy Vasquez, Julio Rodriguez, Maikel Garcia, Seattle's Dylan Moore, Garcia couldn't, Moore, Teoscar, Dylan Coleman, Luis Castillo, Garcia, Alex Bregman, Kyle Tucker, Chas McCormick, Tucker, Justin Verlander, Verlander, Jake Burger, Paul Blackburn, Louis . Blackburn, Austin Pruitt, Zack Gelof, Jordan Diaz, Gelof, Diaz, Matt McLain, TJ Friedl, Andrew Abbott, Bryce Harper, Jake Cave, Cave, Daulton Varsho, Fernando Tatis Jr, Blake Snell, Josh Hader, Ryan Mountcastle, Dean Kremer Organizations: Chicago Cubs, Chicago White Sox, Wrigley, Cubs, White Sox, Rangers, Diamondbacks, Rockies, Arizona, Colorado, Dodgers, Brewers, Milwaukee, National League Central, NL West, Mets, Pirates, New, Pittsburgh, Tigers, Twins, Detroit, Minnesota, Giants, Tampa Bay, Rays, Cleveland Guardians, Bay ., Nationals, Red Sox, Washington, Boston, Braves, Yankees, The Braves, Mariners, Royals, Seattle, Kansas City, Astros, Marlins, Houston, Miami, Athletics, Cardinals, Oakland, Reds, Cincinnati, Cleveland, Phillies, Blue Jays, Philadelphia, Toronto, Padres, Orioles, Baltimore, Thomson Locations: Chicago , Illinois, USA, Los Angeles, Arlington , Texas, Texas, Denver, New York, Minneapolis, Francisco, Atlanta, York, Kansas, Diego

☆ Tackling money shame: Personal finance advice from top TED Talks
▼ + stars: | 2023-08-15 | by ( Chris Taylor | ) www.reuters.com time to read: +4 min

We combed through them for the most helpful advice to get our money lives under control. “And so many of you are left believing that you’re crazy, or stupid, or just bad with money. It wants to consume, whereas the future self wants the present self to save ...“So what can we do about this? Maybe the reason money doesn’t make us happy is that we’re always spending on the wrong things – in particular, always spending it on ourselves. If you think money can’t buy happiness, you’re not spending it right.”Editing by Lauren Young and Stephen CoatesOur Standards: The Thomson Reuters Trust Principles.

Persons: Simon Sinek’s “, TAMMY LALLY, “, ” DANIEL GOLDSTEIN, TEDSALON, Derek Parfit, ” ESTELLE GIBSON, TEDxDayton, ” ELISE PAYZAN, ‘, couldn’t, ” MICHAEL NORTON, we’re, you’re, Lauren Young, Stephen Coates Organizations: TED, Thomson Locations: TEDXORLANDO, TEDSALON NY, TEDXCAMBRIDGE

☆ The ultimate wedding gift? Newlyweds want cash for a down payment
▼ + stars: | 2023-08-10 | by ( Chris Taylor | ) www.reuters.com time to read: +4 min

REUTERS/Carlo Allegri/File PhotoNEW YORK, Aug 10 (Reuters) - When Valentina Valentini was putting together gift ideas for her wedding, the freelance journalist quickly realized that a traditional registry would not work. While asking for cash gifts makes financial sense, it is tricky. "Put a few traditional gifts on it, which they can purchase for you. PUT IT TO WORKWhatever does get donated to your down payment fund, it likely will not be enough to pull the trigger on a purchase right away. "This is a very practical idea for wedding gifts – and one that we have chosen for my sister-in-law's upcoming wedding."

Persons: Carlo Allegri, Valentina Valentini, Clare Trapasso, Realtor.com, Valentini, Realtor.com's Trapasso, Randy Bruns, –, Lauren Young, Richard Chang Organizations: REUTERS, National Association of Realtors, invitees, Thomson Locations: Long Island , New York, U.S, London, California, New England, Realtor.com, Naperville , Illinois

☆ MLB roundup: Braves' Max Fried returns, tames Cubs
▼ + stars: | 2023-08-05 | by ( ) www.reuters.com time to read: +11 min

[1/5] Aug 4, 2023; Chicago, Illinois, USA; Atlanta Braves starting pitcher Max Fried (54) throws the ball against the Chicago Cubs during the first inning at Wrigley Field. Fried (3-1) allowed three hits, struck out eight and didn't walk a batter. Cubs starter Kyle Hendricks (4-6) allowed seven runs, all in the fourth inning, and eight hits over four innings. A two-run home run by Jarren Duran and a solo home run from Yu Chang accounted for Boston's scoring. Toronto starter Alek Manoah (3-8) gave up both homers and pitched 6 2/3 innings, giving up three runs on six hits.

Persons: Max Fried, David Banks, Sean Murphy, Marcell Ozuna, Austin Riley, Ronald Acuna Jr, Kyle Hendricks, Cody Bellinger, Fried, Bellinger, Chris Taylor, Yu Darvish, Robert Suarez, Tom Cosgrove, Eugenio Suarez, Ty France, Dylan Moore, Julio Rodriguez, Cal Raleigh, Luis Rengifo, Mike Moustakas, Mickey Moniak, Davis Schneider, Schneider, Whit Merrifield, Vladimir Guerrero Jr, James Paxton, Daulton Varsho, Matt Chapman, Jarren Duran, Yu Chang, Duran, Alek, Jordan Hicks, Jose Siri, Harold Ramirez, Isaac Paredes, Zack Littell, Reese Olson, James McCann, Jordan Westberg, Westberg's, homestand, McCann, Mike Baumann, Francisco Lindor, Rafael Ortega, Yainer Diaz, Luis Severino, Yordan Alvarez, Hunter Brown, Brown, Kyle Tucker, Alex Bregman, Severino, Jake Bauers, Isiah Kiner, Giancarlo Stanton, Michael A, Taylor, Jorge Polanco, Max Kepler, Christian Vazquez, Caleb Thielbar, Jhoan Duran, Lourdes Gurriel Jr, Jake McCarthy, Scott McGough, Lane Thomas, Thomas, Alexis Diaz, Diaz, Jake Alu, Andres Machado, Kyle Finnegan, Matt McLain, Nick Senzel, Elly De La Cruz, Graham Ashcraft, Dairon Blanco, Blanco, Bobby Witt Jr, Philadelphia's Nick Castellanos, Johan Rojas, Trea Turner, Aaron Nola, Adolis Garcia, Corey Seager, Leody Taveres, Jordan Montgomery, Montgomery, Jon Berti, Josh Bell, Jesus Luzardo, Andres Gimenez, Gimenez, Oscar Gonzalez, Logan Allen, Alfonso Rivas, Rivas, Rich Hill, Ji Man Choi, Henry Davis, Colin Rea, Nolan Jones, Louis, Elias Diaz, Chris Flexen, Jake Bird, Matt Koch, Tyler Kinley, Adam Wainwright, Nolan Gorman, Nolan Arenado Organizations: Atlanta Braves, Chicago Cubs, Wrigley, USA, Braves, Cubs, Chicago, Dodgers, Padres, San Diego, Mariners, Angels, Seattle, Los Angeles, Cal, Jays, Red Sox, Toronto, Boston, Triple, Tigers, Detroit, Rays, Orioles, Mets, The Orioles, American League East, New York, Astros, Yankees, Houston, Diamondbacks, Minnesota, Nationals, Reds, Royals, Phillies, Kansas City, Philadelphia, Rangers, Marlins, Miami, Louis Cardinals, White Sox, Cleveland, Guardians, Pirates, Brewers, Pittsburgh, Milwaukee, San Diego Padres, Pirates . Pittsburgh, Cardinals, Colorado thumped, Rockies, Colorado, Thomson Locations: Chicago , Illinois, USA, Los Angeles, San, Anaheim , Calif, Baltimore, New York, New, Minnesota, Arizona, Minneapolis, Washington, Cincinnati, Texas, Arlington , Texas, Chicago

☆ MLB roundup: Astros' Framber Valdez no-hits Guardians
▼ + stars: | 2023-08-02 | by ( ) www.reuters.com time to read: +12 min

Elias Diaz had three doubles and Jurickson Profar also had three hits for the Rockies, who have lost five of their past seven games. Eugenio Suarez homered and drove in three runs for the Mariners, who lost for just the second time in their past seven games. Pirates 4, Tigers 1Liover Peguero hit a two-run homer and Johan Oviedo pitched seven strong innings as Pittsburgh topped visiting Detroit. He set the record with 130 innings pitched last year and broke it on Tuesday at 123 1/3 innings. Orioles 13, Blue Jays 3Anthony Santander was 3-for-4 with a grand slam and right-hander Kyle Bradish pitched seven innings to lead visiting Baltimore past Toronto.

Persons: Framber Valdez, Troy, Oscar Gonzalez, Valdez, Kyle Tucker, Gavin Williams, Dansby Swanson, Cody Bellinger, Mike Tauchman, Nico Hoerner, Patrick Wisdom, Miguel Amaya, Justin Steele, Tyler Stephenson, Matt McLain, Cincinnati's Ben Lively, Juan Soto, Fernando Tatis Jr, Jake Cronenworth, Robert Suarez, Ryan McMahon, Elias Diaz, Jurickson Profar, Peter Lambert, Alex Verdugo, Reese McGuire, Brayan Bello, Bello, Kenley Jansen, Eugenio Suarez, Bryce Miller, Lance Lynn, Enrique Hernandez, Clayton Kershaw, Mookie Betts, Chris Taylor, Ken Waldichuk, James Outman, Tayler Scott, Waldichuk, Hernandez, Peguero, Johan Oviedo, Endy Rodriguez, Josh Palacios, Akil Baddoo, Matt Manning, Zach Eflin, Randy Arozarena, Yandy Diaz, Carlos Rodon, Michael Harris, Spencer Strider's, Patrick Sandoval, Ozzie Albies, Matt Olson's, Donovan Solano, Louis, Pablo Lopez, Jhoan Duran, Tyler O'Neill's, Miles Mikolas, Bryce Harper, Nick Castellanos, Sandy Alcantara, David Robertson, Philadelphia's Seranthony Dominguez, Gregory Soto, Luis Arraez, MJ Melendez, Francisco Alvarez, Carlos Hernandez, Bobby Witt Jr, Brooks Raley, Maikel Garcia, Witt, Josh Walker, Melendez, Pete Alonso, Garcia, Brice Turang, Joey Wiemer, Andruw Monasterio, William Contreras, Freddy Peralta, Josiah Gray, CJ Abrams, Jake Alu, Anthony Santander, Kyle Bradish, Gunnar Henderson, Hyun Jin Ryu, Tommy John, Danny Jansen, Mitch Garver, Adolis Garcia, Andrew Heaney, Heaney, Josh Sborz, Aroldis Chapman, Will Smith, Jesse Scholtens, LaMonte Wade Jr, Brandon Crawford, Lourdes Gurriel Jr, Alek Thomas, Ketel Marte, Miguel Castro, Wade, Ryan Walker Organizations: Houston Astros, Cleveland Guardians, Cubs, Reds, National League Central, Wrigley Field, Padres, Rockies, Colorado, Red Sox, Mariners, Boston, Dodgers, Athletics, Los Angeles, Oakland, Chicago White Sox, Toronto Blue Jays, Cincinnati Reds, Tigers, Pittsburgh, Detroit, Pirates, Oviedo, Yankees, Tampa Bay, Rays, Braves, Angels, Atlanta, Cardinals, Minnesota, Phillies, Marlins, Philadelphia, Miami, New York Mets, Royals, Mets, Kansas City, New York, Brewers, Nationals, Milwaukee, Washington, Orioles, Blue Jays, Baltimore, Toronto, Brandon, Rangers, White Sox, Texas, Chicago, Giants, Diamondbacks, San, National League West, Thomson Locations: Houston , Texas, USA, Troy Taormina, Cincinnati, Chicago, Diego, Denver, Seattle, Angeles, Los Angeles, Tampa, New York, Atlanta, Los, New, Toronto, Arlington , Texas, San Francisco, Arizona

☆ YOUR MONEY How to get high rates to work for you
▼ + stars: | 2023-07-17 | by ( Chris Taylor | ) www.reuters.com time to read: +4 min

July 17 (Reuters) - There is no doubt that higher interest rates are hard on a many people – especially if you are taking out a loan on a home or a car, or are struggling to catch up with credit-card debt. But for some, steep interest rates are not actually bad news. In fact, 38% of people say they have benefited from higher interest rates during the past year, according to a new survey from Allianz Life Insurance. “That’s the dichotomy: Higher interest rates are both crushing some people and benefiting others at the same time,” says Kelly LaVigne, vice president of Consumer Insights for Allianz Life. That means if you have some savings set aside, it is time to think about how to flip this negative of higher interest rates into a positive.

Persons: “, ”, Kelly LaVigne, Amy Arnott, Morningstar, Arnott, Rowe, Baird, Jeremy Keil, Keil, George Gagliardi, Lauren Young, Aurora Ellis Organizations: Allianz Life Insurance, Consumer, Allianz Life, U.S . Federal Reserve, Morningstar, FDIC, Bills, CIT Bank, BMO Alto, Citizens, Financial, Thomson Locations: New Berlin , Wisconsin, Toronto, Lexington , Massachusetts

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